Thursday, February 18, 2021
With great concern I see and hear how older adults are left helpless in the face of this inhuman and ruthless system, of course, making it clear that prepaid medicine (MP) is framed within voluntary health plans, which does not change their way to act with people who reach that age.
Our older adults are asking for care and more now with this pandemic, a situation that matters little to these companies, as they increase their base rates by up to 300% when they reach a certain age Where is the Superintendence of Health?
The pension for 2021 had a readjustment of 1.61% compared to the rampant increases in prepaid medicine. As age increases, payment increases disproportionately, which makes no sense, as many of these people paid for many years and now that they need the service the most are forced to accept rates that exceed double or triple. of what they had been paying or in itself not terminating their contract by withdrawal.
It seems important to link young people to their plans, through pompous social media advertising and attractive rates, and for their current users, older adults, the reverse rule, unlink them with exorbitant rates they will not be able to pay. , regardless of your payment histories, or your age, which is what terrifies you the most.
Another of the strategies in the face of claims is to reduce the rate and also to decrease the opportunity of the service as far as services are concerned (change of plan), it seems that the mission of these companies towards our adults is to withdraw- them at all costs of the provision of the services, since by subtracting from their obligations the lower the risk and the more the profits generated during the time that the service was paid and not used.
Decree 780 of 2016 (Single Regulatory Decree of the Health and Social Protection Sector) states that any modification to a current contract must be made by mutual agreement between the parties. Who would accept an increase in a contractual relationship that exceeds twice or triple your rate?
In addition, this same Decree states that the readjustment of the tariff can in no case imply exclusions. For this particular case, being an adult, involves an almost immediate withdrawal, as this increase is not what is expected. The existence of adjustments is not unknown, but for them to be crossed out with abuse is another matter, it is a matter of empathy and contractual balance.
Where are the principles in relation to the rates of these companies, such as the technical principle of economic equity. Some of these companies point out that they are free to make these disproportionate increases. How far does tariff freedom operate? Is it allowed? Well if so, they should also share with their future and unwary users (myself included) information regarding that at him reaching a certain age his rate will increase exponentially and options should not be had. I believe that a minimum and a maximum percentage should be set at these rates, and not opting for the surprise factor, but for the pocket and families.
Older adults are special subjects protected by the legal system, who will ensure their protection of the fundamental right to health, where is the justification for these increases?
Will this situation have anything to do with the fact that we are classified as one of the least favorable countries for aging.