In Argentina there is 701 entities that provide prepaid medicine, Which have 6 million beneficiaries, Including those that come from transfers of social works, of which more than half are under 40 years. In 2013 they totaled 568.
The figures circulating in the sector would correspond to the Register of the Superintendence of Health Services. includes commercial companies, mutual societies, foundations, civil associations, social works of the management team and those with adherent, complementary, or overcoming plans.
These official numbers show that there are more prepaid medical institutions operating throughout the country than is usually assumed. But the system is very concentrated: 10 entities have more than 4.5 million and about 400, less than 5 thousand users. This is because the number of entities that provide partial services such as dentistry or medical emergencies or in certain regions or small cities is very high.
By far OSDE tops the ranking with over 2 million users, followed by Swiss Medical, With a million. then they follow Galeno, Sancor, Medifé, Omint, Italian Society, Medicus, ACA Health and Health Prevention.
In many cases, the entities have their own clinics or sanatoriums and / or outsource or contract the services of internment, radiology, laboratories, etc.
It is estimated that more than half of what is achieved by prepaid medicine is young people, under 40 years old, While at the other end, over 65, only 19%. An age relationship that favors the private system.
Almost all adults over the age of 60 have PAMI coverage.
Prepaid health plans vary by family structure, however for a family type around $ 15,000 and over $ 20,000 monthly for larger plans.
Private medicine advanced at the hands of the agreements with social works, Which intensified with the deregulation process, which began in the 1990s. Basically these are high-income employees who can access with the mandatory contribution to higher coverage or are willing to pay the difference to have a higher plan.
In these cases, the payments of these prepaid affiliates are deductible up to 5% of each year’s net profit from the taxable income tax base, which alleviates the impact of dues on affiliates with the consequent tax cost by the state.
For its part, the system of social works linked to Social Security – as employees, single taxpayers, registered domestic staff and including the PAMI – has 20,000,739 between owners and relatives, according to official data from the Superintendency of Health Services. Of the total, 11,695,949 correspond to dependent workers and relatives and 5,092,582 to retirees and pensioners of the PAMI.
GB